You answered "yes" to 0 out of 8 questions

Probably legitimate

This text seems okay. But as a general rule, never click links in text messages — go to the company's website directly by typing the address yourself.

Be cautious

This could go either way. If you think the message might be real, go directly to the company's website by typing the address yourself, or call them using a number you trust. Don't click any links in the text.

This is very likely a scam

Do not click any links. Delete the message and block the number. You did the right thing by checking here first.

What to do now

If you didn't click anything

You're safe! Delete the text and block the number. Well done.

If you clicked a link but didn't enter information

You're probably fine. Close the page and clear your browser history if you'd like extra peace of mind.

If you entered personal information

Take a breath — there are steps you can take right now to protect yourself. Here's what to do.

If you entered payment information

Contact your bank immediately using the number on the back of your card. See our full guide.

You were smart to look this up. Scam texts are designed to look convincing — checking is always the right call.